Risk Management

Overview

The dynamic world we live and work in requires a more accurate and comprehensive understanding of potential outcomes and the risks involved.

Powerlytics Data Platform provides the most complete financial picture of businesses and consumers available in the US.

Evaluating, scoring, and ranking industry, consumer or geographic risk requires precision.

Powerlytics has the granular and accurate proprietary consumer and business financial Big Data analytics and tools needed to approach risk from a position of strength, helping you better manage the risk of a prospect, customer, campaign, product, portfolio or business line including:

Banks – Improve targeting of loan offers, enhance the loan approval process, or add rigor to portfolio risk management.
Insurers – Provide customers with the optimal product and coverage for their needs and enhance portfolio analytics.
Wealth & Asset Management – Match the customer to the right product.

While Powerlytics risk-based solutions can help you make better decisions to improve your bottom line, you can also support your conclusions with key regulatory bodies. Over 1 billion different combinations of data are at your disposal to provide unique insight and drive better decisions.

Consumer Risk

Matching customers, calibrating products and balancing risk

Income Verification/Estimation – True Income, no customer friction.

Consumer Underwriting – Make decisions with a more accurate view of Probability of Default and Product Suitability, and with unique insights from financial metrics, Recession Scores and Financial Health Scores.

Business Risk

Qualifying customers, calculating risk and managing compliance…

Revenue Estimation – Accurate business revenue prediction based on true revenue data.

Business Underwriting – Make decisions with a more accurate view of Probability of Default and Product Suitability, and with deeper insights from Business Benchmarking and Financial Health Scores.

Security & Compliance – Use business benchmark and consumer data to drive compliance with AML/KYC regulations.

Portfolio Risk

Opportunities, trends, profit & loss analytics…

Portfolio Analysis – Manage customer risk with more confidence with Recession Scores, Financial Health Scores, Sector Analytics and Portfolio Risk & Loss Analytics.